Free · Clear comparisons, Better decisions.

Know what your novated lease
is really costing you

Upload your quote and our AI extracts the figures, calculates the true effective interest rate, and shows you plainly how it compares — with the questions worth asking next.

Upload my quote →I don’t have a quote yet
How it works

Two ways to use Novated Compare

📄

I already have a quote

Upload the PDF or a photo. We extract every figure, calculate the real effective interest rate, and show you clearly how it compares — with plain-English reasons and questions to take back to your provider.

Upload my quote
🔎

I don’t have a quote yet

Tell us your employer, state, salary range and vehicle preferences. We’ll explain which type of provider suits you, show your employer’s panel if we know it, and help you ask the right questions of HR or payroll.

Find my options
Always available

Ask the transparent AI adviser

Questions about novated leases, EVs, running costs, FBT, employer panels, or how providers compare? Ask right here — no quote required, no sign-up.

Hi — I'm the Novated Compare adviser. Ask me anything about novated leases, EVs, running costs, FBT, or how to compare providers.

This adviser gives general information, not personal financial advice. For your specific situation, speak with a licensed financial adviser or accountant.